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Brazil
36
Moderate
Risk
Risk
#73
of 171
Safer
than 58% of currencies
36
global avg score
$783
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 6.5% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
5.0%
Debt to GDP
81.9%
GDP Growth
2.3%
Broad Money / GDP
118.2%
Banking & Stability
NPL Ratio
3.9%
Reserve Months
8.4
Current Account
-2.9%
FX Volatility
21.0
Governance & Markets
Rule of Law
-0.2
Black Market Premium
Not available
Capital Controls
5.8
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
free float
Data Coverage
83.0%
Savings Impact Calculator
R$
Holding cash in BRL5.0% inflation
R$783−R$217 (22% purchasing power lost)
Your R$1,000 buys 22% less in 5 years
What if you invested R$1,000 instead? (5yr, in BRL terms)
USD-denominated assets gain an additional ~2.0%/yr from expected BRL depreciation vs USD
Hold USD Cash
R$952
−R$48
-1.0%/yr net in BRL
S&P 500
R$1764
+R$764
range: R$816–R$3438
10% USD return + 2.0% FX · ±16% vol
Gold
R$1612
+R$612
range: R$471–R$4323
8% USD return + 2.0% FX · ±24% vol
Bitcoin
R$3306
+R$2306
range: R$208–R$19.4k
25% USD return + 2.0% FX · ±54% vol
All values in BRL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~2.0%/yr based on the inflation differential between Brazil (5.0%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-17
Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.