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Cameroon
40
Moderate
Risk
Risk
XAF is a shared currency. Cameroon's score reflects its own fiscal health, banking system, and governance — not the currency bloc as a whole. All XAF countries share the same Global Currency Role and capital control scores, but differ on country-specific factors. Learn more
#54
of 171
Riskier
than 69% of currencies
37
global avg score
$801
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 6.0% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
4.5%
Debt to GDP
79.5%
GDP Growth
3.5%
Broad Money / GDP
21.4%
Banking & Stability
NPL Ratio
12.9%
Reserve Months
5.3
Current Account
-3.3%
FX Volatility
10.0
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
35.0
Peg Fragility
28.9
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%
Savings Impact Calculator
XAF
Holding cash in XAF4.5% inflation
XAF 801−XAF 199 (20% purchasing power lost)
Your XAF 1,000 buys 20% less in 5 years
What if you invested XAF 1,000 instead? (5yr, in XAF terms)
USD-denominated assets gain an additional ~1.5%/yr from expected XAF depreciation vs USD
Hold USD Cash
XAF 929
−XAF 71
-1.5%/yr net in XAF
S&P 500
XAF 1726
+XAF 726
range: XAF 796–XAF 3374
10% USD return + 1.5% FX · ±16% vol
Gold
XAF 1577
+XAF 577
range: XAF 458–XAF 4246
8% USD return + 1.5% FX · ±24% vol
Bitcoin
XAF 3244
+XAF 2244
range: XAF 201–XAF 19.2k
25% USD return + 1.5% FX · ±54% vol
All values in XAF. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.5%/yr based on the inflation differential between Cameroon (4.5%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-19