← Back to Intelligence Dashboard
Czechia
28
Moderate
Risk
Risk
#134
of 171
Safer
than 22% of currencies
37
global avg score
$887
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 3.9% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
2.4%
Debt to GDP
14.0%
GDP Growth
1.2%
Broad Money / GDP
87.0%
Banking & Stability
NPL Ratio
1.2%
Reserve Months
7.0
Current Account
1.7%
FX Volatility
12.4
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
Not available
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
67.0%
Savings Impact Calculator
Kč
Holding cash in CZK2.4% inflation
Kč887−Kč113 (11% purchasing power lost)
Your Kč1,000 buys 11% less in 5 years
What if you invested Kč1,000 instead? (5yr, in CZK terms)
Hold USD Cash
Kč859
−Kč141
-3.0%/yr net in CZK
S&P 500
Kč1611
+Kč611
range: Kč734–Kč3176
10% USD return + 0.0% FX · ±16% vol
Gold
Kč1469
+Kč469
range: Kč418–Kč4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
Kč3052
+Kč2052
range: Kč180–Kč18.4k
25% USD return + 0.0% FX · ±54% vol
All values in CZK. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Czechia (2.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-21