News
SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·
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Benin

West African CFA Franc (XOF)

32
Moderate
Risk
XOF is a shared currency. Benin's score reflects its own fiscal health, banking system, and governance — not the currency bloc as a whole. All XOF countries share the same Global Currency Role and capital control scores, but differ on country-specific factors. Learn more
#101
of 171
Safer
than 41% of currencies
36
global avg score
$947
$1,000 in 5 years
Impact on Citizens

Citizens need modest returns of 2.6% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓

Economic Indicators

Inflation Rate
1.1%
Debt to GDP
Not available
GDP Growth
8.1%
Broad Money / GDP
29.6%

Banking & Stability

NPL Ratio
Not available
Reserve Months
Not available
Current Account
-8.2%
FX Volatility
8.5

Governance & Markets

Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
14.0
Peg Fragility
26.0

Currency Structure

Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
58.0%

Savings Impact Calculator

XOF
Holding cash in XOF1.1% inflation
XOF 947−XOF 53 (5% purchasing power lost)
Your XOF 1,000 buys 5% less in 5 years
What if you invested XOF 1,000 instead? (5yr, in XOF terms)
Hold USD Cash
XOF 859
−XOF 141
-3.0%/yr net in XOF
S&P 500
XOF 1611
+XOF 611
range: XOF 734–XOF 3176
10% USD return + 0.0% FX · ±16% vol
Gold
XOF 1469
+XOF 469
range: XOF 418–XOF 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
XOF 3052
+XOF 2052
range: XOF 180–XOF 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in XOF. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Benin (1.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-07-03

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