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Gambia
37
Moderate
Risk
Risk
#63
of 171
Riskier
than 64% of currencies
36
global avg score
$579
$1,000 in 5 years
Impact on Citizens
Citizens need their money to grow at least 13.1% per year to not lose purchasing power. Every GMD 100 saved today will only buy 90 worth of goods next year.See savings calculator ↓
Economic Indicators
Inflation Rate
11.6%
Debt to GDP
Not available
GDP Growth
5.9%
Broad Money / GDP
46.9%
Banking & Stability
NPL Ratio
4.6%
Reserve Months
4.8
Current Account
-4.1%
FX Volatility
5.6
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
24.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
67.0%
Savings Impact Calculator
GMD
Holding cash in GMD11.6% inflation
GMD 579−GMD 421 (42% purchasing power lost)
Your GMD 1,000 buys 42% less in 5 years
What if you invested GMD 1,000 instead? (5yr, in GMD terms)
USD-denominated assets gain an additional ~8.6%/yr from expected GMD depreciation vs USD
Hold USD Cash
GMD 1311
+GMD 311
+5.6%/yr net in GMD
S&P 500
GMD 2343
+GMD 1343
range: GMD 1135–GMD 4412
10% USD return + 8.6% FX · ±16% vol
Gold
GMD 2152
+GMD 1152
range: GMD 679–GMD 5487
8% USD return + 8.6% FX · ±24% vol
Bitcoin
GMD 4250
+GMD 3250
range: GMD 319–GMD 23.2k
25% USD return + 8.6% FX · ±54% vol
All values in GMD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~8.6%/yr based on the inflation differential between Gambia (11.6%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-19