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Jamaica
38
Moderate
Risk
Risk
#66
of 171
Riskier
than 62% of currencies
37
global avg score
$768
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 6.9% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
5.4%
Debt to GDP
97.9%
GDP Growth
-0.5%
Broad Money / GDP
61.1%
Banking & Stability
NPL Ratio
Not available
Reserve Months
6.5
Current Account
3.1%
FX Volatility
7.3
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
21.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
67.0%
Savings Impact Calculator
JMD
Holding cash in JMD5.4% inflation
JMD 768−JMD 232 (23% purchasing power lost)
Your JMD 1,000 buys 23% less in 5 years
What if you invested JMD 1,000 instead? (5yr, in JMD terms)
USD-denominated assets gain an additional ~2.4%/yr from expected JMD depreciation vs USD
Hold USD Cash
JMD 971
−JMD 29
-0.6%/yr net in JMD
S&P 500
JMD 1795
+JMD 795
range: JMD 833–JMD 3492
10% USD return + 2.4% FX · ±16% vol
Gold
JMD 1641
+JMD 641
range: JMD 482–JMD 4387
8% USD return + 2.4% FX · ±24% vol
Bitcoin
JMD 3358
+JMD 2358
range: JMD 213–JMD 19.6k
25% USD return + 2.4% FX · ±54% vol
All values in JMD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~2.4%/yr based on the inflation differential between Jamaica (5.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-21