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Namibia
35
Moderate
Risk
Risk
#81
of 171
Safer
than 53% of currencies
36
global avg score
$842
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 5.0% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
3.5%
Debt to GDP
4.7%
GDP Growth
1.7%
Broad Money / GDP
72.6%
Banking & Stability
NPL Ratio
4.3%
Reserve Months
4.0
Current Account
-13.4%
FX Volatility
20.1
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
8.0
Peg Fragility
34.2
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%
Savings Impact Calculator
NAD
Holding cash in NAD3.5% inflation
NAD 842−NAD 158 (16% purchasing power lost)
Your NAD 1,000 buys 16% less in 5 years
What if you invested NAD 1,000 instead? (5yr, in NAD terms)
USD-denominated assets gain an additional ~0.5%/yr from expected NAD depreciation vs USD
Hold USD Cash
NAD 882
−NAD 118
-2.5%/yr net in NAD
S&P 500
NAD 1648
+NAD 648
range: NAD 754–NAD 3241
10% USD return + 0.5% FX · ±16% vol
Gold
NAD 1504
+NAD 504
range: NAD 431–NAD 4086
8% USD return + 0.5% FX · ±24% vol
Bitcoin
NAD 3115
+NAD 2115
range: NAD 187–NAD 18.6k
25% USD return + 0.5% FX · ±54% vol
All values in NAD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.5%/yr based on the inflation differential between Namibia (3.5%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-19