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Nepal
27
Moderate
Risk
Risk
#139
of 171
Safer
than 19% of currencies
36
global avg score
$877
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 4.2% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
2.7%
Debt to GDP
39.9%
GDP Growth
4.4%
Broad Money / GDP
131.2%
Banking & Stability
NPL Ratio
5.2%
Reserve Months
13.0
Current Account
3.9%
FX Volatility
20.6
Governance & Markets
Rule of Law
Not available
Black Market Premium
5.0%
Capital Controls
28.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%
Savings Impact Calculator
NPR
Holding cash in NPR2.7% inflation
NPR 877−NPR 123 (12% purchasing power lost)
Your NPR 1,000 buys 12% less in 5 years
What if you invested NPR 1,000 instead? (5yr, in NPR terms)
Hold USD Cash
NPR 859
−NPR 141
-3.0%/yr net in NPR
S&P 500
NPR 1611
+NPR 611
range: NPR 734–NPR 3176
10% USD return + 0.0% FX · ±16% vol
Gold
NPR 1469
+NPR 469
range: NPR 418–NPR 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
NPR 3052
+NPR 2052
range: NPR 180–NPR 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in NPR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Nepal (2.7%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-10-02