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Rwanda
35
Moderate
Risk
Risk
#88
of 171
Safer
than 49% of currencies
37
global avg score
$916
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 3.3% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
1.8%
Debt to GDP
48.4%
GDP Growth
8.9%
Broad Money / GDP
27.7%
Banking & Stability
NPL Ratio
3.3%
Reserve Months
4.2
Current Account
-12.7%
FX Volatility
7.3
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
32.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
RWF
Holding cash in RWF1.8% inflation
RWF 916−RWF 84 (8% purchasing power lost)
Your RWF 1,000 buys 8% less in 5 years
What if you invested RWF 1,000 instead? (5yr, in RWF terms)
Hold USD Cash
RWF 859
−RWF 141
-3.0%/yr net in RWF
S&P 500
RWF 1611
+RWF 611
range: RWF 734–RWF 3176
10% USD return + 0.0% FX · ±16% vol
Gold
RWF 1469
+RWF 469
range: RWF 418–RWF 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
RWF 3052
+RWF 2052
range: RWF 180–RWF 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in RWF. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Rwanda (1.8%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-21