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Saudi Arabia
30
Moderate
Risk
Risk
#126
of 171
Safer
than 26% of currencies
37
global avg score
$920
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 3.2% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
1.7%
Debt to GDP
Not available
GDP Growth
2.0%
Broad Money / GDP
65.1%
Banking & Stability
NPL Ratio
1.5%
Reserve Months
15.1
Current Account
-1.3%
FX Volatility
Not available
Governance & Markets
Rule of Law
0.2
Black Market Premium
Not available
Capital Controls
5.8
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
67.0%
Savings Impact Calculator
SAR
Holding cash in SAR1.7% inflation
SAR 920−SAR 80 (8% purchasing power lost)
Your SAR 1,000 buys 8% less in 5 years
What if you invested SAR 1,000 instead? (5yr, in SAR terms)
Hold USD Cash
SAR 859
−SAR 141
-3.0%/yr net in SAR
S&P 500
SAR 1611
+SAR 611
range: SAR 734–SAR 3176
10% USD return + 0.0% FX · ±16% vol
Gold
SAR 1469
+SAR 469
range: SAR 418–SAR 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
SAR 3052
+SAR 2052
range: SAR 180–SAR 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in SAR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Saudi Arabia (1.7%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-21