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Vietnam
32
Moderate
Risk
Risk
#109
of 171
Safer
than 36% of currencies
36
global avg score
$850
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 4.8% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
3.3%
Debt to GDP
Not available
GDP Growth
8.0%
Broad Money / GDP
136.3%
Banking & Stability
NPL Ratio
4.8%
Reserve Months
2.4
Current Account
6.3%
FX Volatility
6.2
Governance & Markets
Rule of Law
-0.1
Black Market Premium
Not available
Capital Controls
28.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
₫
Holding cash in VND3.3% inflation
₫850−₫150 (15% purchasing power lost)
Your ₫1,000 buys 15% less in 5 years
What if you invested ₫1,000 instead? (5yr, in VND terms)
Hold USD Cash
₫873
−₫127
-2.7%/yr net in VND
S&P 500
₫1633
+₫633
range: ₫746–₫3215
10% USD return + 0.3% FX · ±16% vol
Gold
₫1491
+₫491
range: ₫426–₫4055
8% USD return + 0.3% FX · ±24% vol
Bitcoin
₫3090
+₫2090
range: ₫184–₫18.5k
25% USD return + 0.3% FX · ±54% vol
All values in VND. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.3%/yr based on the inflation differential between Vietnam (3.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-10-02