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Vietnam
32
Moderate
Risk
Risk
#115
of 171
Safer
than 33% of currencies
37
global avg score
$837
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 5.1% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
3.6%
Debt to GDP
Not available
GDP Growth
7.1%
Broad Money / GDP
136.3%
Banking & Stability
NPL Ratio
2.3%
Reserve Months
2.4
Current Account
6.3%
FX Volatility
7.7
Governance & Markets
Rule of Law
-0.1
Black Market Premium
Not available
Capital Controls
28.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
₫
Holding cash in VND3.6% inflation
₫837−₫163 (16% purchasing power lost)
Your ₫1,000 buys 16% less in 5 years
What if you invested ₫1,000 instead? (5yr, in VND terms)
USD-denominated assets gain an additional ~0.6%/yr from expected VND depreciation vs USD
Hold USD Cash
₫887
−₫113
-2.4%/yr net in VND
S&P 500
₫1656
+₫656
range: ₫758–₫3255
10% USD return + 0.6% FX · ±16% vol
Gold
₫1512
+₫512
range: ₫434–₫4103
8% USD return + 0.6% FX · ±24% vol
Bitcoin
₫3128
+₫2128
range: ₫188–₫18.7k
25% USD return + 0.6% FX · ±54% vol
All values in VND. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.6%/yr based on the inflation differential between Vietnam (3.6%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-19