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Eswatini
34
Moderate
Risk
Risk
#87
of 171
Safer
than 49% of currencies
36
global avg score
$880
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 4.1% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
2.6%
Debt to GDP
35.7%
GDP Growth
4.2%
Broad Money / GDP
28.4%
Banking & Stability
NPL Ratio
6.7%
Reserve Months
1.9
Current Account
1.6%
FX Volatility
20.1
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
16.0
Peg Fragility
42.4
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%
Savings Impact Calculator
SZL
Holding cash in SZL2.6% inflation
SZL 880−SZL 120 (12% purchasing power lost)
Your SZL 1,000 buys 12% less in 5 years
What if you invested SZL 1,000 instead? (5yr, in SZL terms)
Hold USD Cash
SZL 859
−SZL 141
-3.0%/yr net in SZL
S&P 500
SZL 1611
+SZL 611
range: SZL 734–SZL 3176
10% USD return + 0.0% FX · ±16% vol
Gold
SZL 1469
+SZL 469
range: SZL 418–SZL 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
SZL 3052
+SZL 2052
range: SZL 180–SZL 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in SZL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Eswatini (2.6%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-19