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Uganda
37
Moderate
Risk
Risk
#72
of 171
Riskier
than 58% of currencies
36
global avg score
$839
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 5.1% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
3.6%
Debt to GDP
54.4%
GDP Growth
6.3%
Broad Money / GDP
22.3%
Banking & Stability
NPL Ratio
3.9%
Reserve Months
2.4
Current Account
-7.8%
FX Volatility
11.3
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
21.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
UGX
Holding cash in UGX3.6% inflation
UGX 839−UGX 161 (16% purchasing power lost)
Your UGX 1,000 buys 16% less in 5 years
What if you invested UGX 1,000 instead? (5yr, in UGX terms)
USD-denominated assets gain an additional ~0.6%/yr from expected UGX depreciation vs USD
Hold USD Cash
UGX 885
−UGX 115
-2.4%/yr net in UGX
S&P 500
UGX 1653
+UGX 653
range: UGX 757–UGX 3250
10% USD return + 0.6% FX · ±16% vol
Gold
UGX 1509
+UGX 509
range: UGX 433–UGX 4096
8% USD return + 0.6% FX · ±24% vol
Bitcoin
UGX 3123
+UGX 2123
range: UGX 188–UGX 18.7k
25% USD return + 0.6% FX · ±54% vol
All values in UGX. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.6%/yr based on the inflation differential between Uganda (3.6%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-19