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United States
28
Moderate
Risk
Risk
#131
of 171
Safer
than 24% of currencies
36
global avg score
$865
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 4.4% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
2.9%
Debt to GDP
115.8%
GDP Growth
2.2%
Broad Money / GDP
99.7%
Banking & Stability
NPL Ratio
1.0%
Reserve Months
2.8
Current Account
-3.6%
FX Volatility
Not available
Governance & Markets
Rule of Law
1.4
Black Market Premium
Not available
Capital Controls
Not available
Peg Fragility
Not available
Currency Structure
Global Currency Role
10.0
Reserve Status
58%
FX Regime
free float
Data Coverage
75.0%
Savings Impact Calculator
$
Holding cash in USD2.9% inflation
$865−$135 (14% purchasing power lost)
Your $1,000 buys 14% less in 5 years
What if you invested $1,000 instead? (5yr, in USD terms)
Hold USD Cash
$859
−$141
−3%/yr US inflation
S&P 500
$1611
+$611
range: $734–$3176
~10%/yr (long-run avg) · ±16% vol
Gold
$1469
+$469
range: $418–$4007
~8%/yr (5yr avg) · ±24% vol
Bitcoin
$3052
+$2052
range: $180–$18.4k
~25%/yr (5yr avg) · ±54% vol
All values in USD. Returns are period-adjusted historical averages. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-17
Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.