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Bhutan
38
Moderate
Risk
Risk
#59
of 171
Riskier
than 66% of currencies
36
global avg score
$840
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 5.1% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
3.6%
Debt to GDP
111.0%
GDP Growth
8.0%
Broad Money / GDP
83.3%
Banking & Stability
NPL Ratio
2.2%
Reserve Months
6.6
Current Account
-19.4%
FX Volatility
20.5
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
24.0
Peg Fragility
23.5
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%
Savings Impact Calculator
BTN
Holding cash in BTN3.6% inflation
BTN 840−BTN 160 (16% purchasing power lost)
Your BTN 1,000 buys 16% less in 5 years
What if you invested BTN 1,000 instead? (5yr, in BTN terms)
USD-denominated assets gain an additional ~0.6%/yr from expected BTN depreciation vs USD
Hold USD Cash
BTN 884
−BTN 116
-2.4%/yr net in BTN
S&P 500
BTN 1652
+BTN 652
range: BTN 756–BTN 3246
10% USD return + 0.6% FX · ±16% vol
Gold
BTN 1507
+BTN 507
range: BTN 432–BTN 4092
8% USD return + 0.6% FX · ±24% vol
Bitcoin
BTN 3120
+BTN 2120
range: BTN 188–BTN 18.7k
25% USD return + 0.6% FX · ±54% vol
All values in BTN. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.6%/yr based on the inflation differential between Bhutan (3.6%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-10-02