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Mozambique
43
Moderate
Risk
Risk
#41
of 171
Riskier
than 76% of currencies
37
global avg score
$819
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 5.6% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
4.1%
Debt to GDP
71.8%
GDP Growth
2.1%
Broad Money / GDP
53.5%
Banking & Stability
NPL Ratio
9.0%
Reserve Months
3.4
Current Account
-11.0%
FX Volatility
0.4
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
40.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
MZN
Holding cash in MZN4.1% inflation
MZN 819−MZN 181 (18% purchasing power lost)
Your MZN 1,000 buys 18% less in 5 years
What if you invested MZN 1,000 instead? (5yr, in MZN terms)
USD-denominated assets gain an additional ~1.1%/yr from expected MZN depreciation vs USD
Hold USD Cash
MZN 908
−MZN 92
-1.9%/yr net in MZN
S&P 500
MZN 1691
+MZN 691
range: MZN 777–MZN 3314
10% USD return + 1.1% FX · ±16% vol
Gold
MZN 1544
+MZN 544
range: MZN 446–MZN 4174
8% USD return + 1.1% FX · ±24% vol
Bitcoin
MZN 3186
+MZN 2186
range: MZN 195–MZN 18.9k
25% USD return + 1.1% FX · ±54% vol
All values in MZN. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.1%/yr based on the inflation differential between Mozambique (4.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-19