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Algeria
39
Moderate
Risk
Risk
#49
of 171
Riskier
than 72% of currencies
36
global avg score
$932
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 2.9% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
1.4%
Debt to GDP
Not available
GDP Growth
3.8%
Broad Money / GDP
73.5%
Banking & Stability
NPL Ratio
20.7%
Reserve Months
16.5
Current Account
-1.0%
FX Volatility
5.5
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
72.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
67.0%
Savings Impact Calculator
DZD
Holding cash in DZD1.4% inflation
DZD 932−DZD 68 (7% purchasing power lost)
Your DZD 1,000 buys 7% less in 5 years
What if you invested DZD 1,000 instead? (5yr, in DZD terms)
Hold USD Cash
DZD 859
−DZD 141
-3.0%/yr net in DZD
S&P 500
DZD 1611
+DZD 611
range: DZD 734–DZD 3176
10% USD return + 0.0% FX · ±16% vol
Gold
DZD 1469
+DZD 469
range: DZD 418–DZD 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
DZD 3052
+DZD 2052
range: DZD 180–DZD 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in DZD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Algeria (1.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-17