News
BBCSwinney defends food prices policy ahead of first minister vote·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·BBCSwinney defends food prices policy ahead of first minister vote·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·
← Back to Intelligence Dashboard
🇩🇿
DZD

Algerian Dinar

DZD · Algeria

43
Moderate
Risk
Historical Scores
394653Jul 2021Jul 2023May 2026
What does this mean for you?

The Algerian Dinar is in decent shape overall, scoring 43 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 5.5%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
4.0%
Debt / GDP
Not available
GDP Growth
3.7%
FX Volatility
11.8
Governance
Not available
Reserves
16.5 mo
Analysis
What's working well
Economy is growing healthily
Healthy foreign currency reserves as a safety net
What to watch out for
Restrictions on moving your money out of the country
Banks are struggling — 20% of loans aren't being repaid
Full Algeria analysis →

Savings Impact Calculator

DZD
Holding cash in DZD4.0% inflation
DZD 820−DZD 180 (18% purchasing power lost)
Your DZD 1,000 buys 18% less in 5 years
What if you invested DZD 1,000 instead? (5yr, in DZD terms)
USD-denominated assets gain an additional ~1.0%/yr from expected DZD depreciation vs USD
Hold USD Cash
DZD 906
−DZD 94
-2.0%/yr net in DZD
S&P 500
DZD 1689
+DZD 689
range: DZD 776–DZD 3310
10% USD return + 1.0% FX · ±16% vol
Gold
DZD 1542
+DZD 542
range: DZD 445–DZD 4169
8% USD return + 1.0% FX · ±24% vol
Bitcoin
DZD 3182
+DZD 2182
range: DZD 194–DZD 18.9k
25% USD return + 1.0% FX · ±54% vol

All values in DZD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.0%/yr based on the inflation differential between Algeria (4.0%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how DZD ranks differently.
Intelligence DashboardCompare currenciesBuild your model