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SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·
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DZD

Algerian Dinar

DZD · Algeria

40
Moderate
Risk
Historical Scores
374654Jul 2021Jul 2025Jul 2026
What does this mean for you?

The Algerian Dinar is in decent shape overall, scoring 40 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 2.9%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
1.4%
Debt / GDP
Not available
GDP Growth
3.8%
FX Volatility
7.4
Governance
Not available
Reserves
16.5 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Economy is growing healthily
Healthy foreign currency reserves as a safety net
What to watch out for
Restrictions on moving your money out of the country
Banks are struggling — 21% of loans aren't being repaid
Full Algeria analysis →

Savings Impact Calculator

DZD
Holding cash in DZD1.4% inflation
DZD 932−DZD 68 (7% purchasing power lost)
Your DZD 1,000 buys 7% less in 5 years
What if you invested DZD 1,000 instead? (5yr, in DZD terms)
Hold USD Cash
DZD 859
−DZD 141
-3.0%/yr net in DZD
S&P 500
DZD 1611
+DZD 611
range: DZD 734–DZD 3176
10% USD return + 0.0% FX · ±16% vol
Gold
DZD 1469
+DZD 469
range: DZD 418–DZD 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
DZD 3052
+DZD 2052
range: DZD 180–DZD 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in DZD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Algeria (1.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how DZD ranks differently.
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