Bangladesh

Bangladeshi Taka (BDT)

Moderate
Risk

#27

of 171

Riskier

than 85% of currencies

global avg score

$657

$1,000 in 5 years

Impact on Citizens

Citizens need to earn at least 10.3% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓

Economic Indicators

Inflation Rate

8.8%

Debt to GDP

31.2%

GDP Growth

3.5%

Broad Money / GDP

47.9%

Banking & Stability

NPL Ratio

19.0%

Reserve Months

3.9

Current Account

-0.1%

FX Volatility

2.9

Governance & Markets

Rule of Law

-0.7

Black Market Premium

10.0%

Capital Controls

84.0

Peg Fragility

Not available

Currency Structure

Global Currency Role

70.0

FX Regime

managed float

Data Coverage

92.0%

Savings Impact Calculator

Amount saved (BDT)

৳

Time horizon

Holding cash in BDT8.8% inflation

৳657−৳343 (34% purchasing power lost)

Your ৳1,000 buys 34% less in 5 years

What if you invested ৳1,000 instead? (5yr, in BDT terms)

USD-denominated assets gain an additional ~5.8%/yr from expected BDT depreciation vs USD

Hold USD Cash

৳1146

+৳146

+2.8%/yr net in BDT

S&P 500

৳2079

+৳1079

range: ৳988–৳3972

10% USD return + 5.8% FX · ±16% vol

Gold

৳1906

+৳906

range: ৳583–৳4963

8% USD return + 5.8% FX · ±24% vol

Bitcoin

৳3824

+৳2824

range: ৳267–৳21.5k

25% USD return + 5.8% FX · ±54% vol

All values in BDT. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~5.8%/yr based on the inflation differential between Bangladesh (8.8%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-10-02

Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.

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