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Bangladeshi Taka

BDT · Bangladesh

46
Moderate
Risk
Historical Scores
434954Jul 2021Jul 2025Oct 2026
What does this mean for you?

The Bangladeshi Taka is in decent shape overall, scoring 46 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 10.3%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
8.8%
Debt / GDP
31.2%
GDP Growth
3.5%
FX Volatility
2.9
Governance
-0.7
Reserves
3.9 mo
Analysis
What's working well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
Restrictions on moving your money out of the country
Banks are struggling — 19% of loans aren't being repaid
Weak rule of law — harder to trust that the system will protect your money

Savings Impact Calculator

৳
Holding cash in BDT8.8% inflation
৳657−৳343 (34% purchasing power lost)
Your ৳1,000 buys 34% less in 5 years
What if you invested ৳1,000 instead? (5yr, in BDT terms)
USD-denominated assets gain an additional ~5.8%/yr from expected BDT depreciation vs USD
Hold USD Cash
৳1146
+৳146
+2.8%/yr net in BDT
S&P 500
৳2079
+৳1079
range: ৳988–৳3972
10% USD return + 5.8% FX · ±16% vol
Gold
৳1906
+৳906
range: ৳583–৳4963
8% USD return + 5.8% FX · ±24% vol
Bitcoin
৳3824
+৳2824
range: ৳267–৳21.5k
25% USD return + 5.8% FX · ±54% vol

All values in BDT. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~5.8%/yr based on the inflation differential between Bangladesh (8.8%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how BDT ranks differently.