News
BBCWhat's happening to UK interest rates and what does it mean for mortgages?·BBCWhat is happening to UK prices?·NYTThe ‘Betting Coup’ Shaking Up Horse Racing·BBCJump in energy bills drives UK inflation to highest rate for four months·Economic TimesSBI trims interest rates by 25 bps on select FDs·NYTTrump’s Tariffs on Hold as President Claims Deal With Canada Is Near·BBCTrump pauses new tariffs on Canada for three days, saying deal close·NYTCarney and Trump Talk Again as Deadline Nears on New U.S. Tariffs·BBCWhat's happening to UK interest rates and what does it mean for mortgages?·BBCWhat is happening to UK prices?·NYTThe ‘Betting Coup’ Shaking Up Horse Racing·BBCJump in energy bills drives UK inflation to highest rate for four months·Economic TimesSBI trims interest rates by 25 bps on select FDs·NYTTrump’s Tariffs on Hold as President Claims Deal With Canada Is Near·BBCTrump pauses new tariffs on Canada for three days, saying deal close·NYTCarney and Trump Talk Again as Deadline Nears on New U.S. Tariffs·
← Back to Intelligence Dashboard

Georgia

Georgian Lari (GEL)

31
Moderate
Risk
#111
of 171
Safer
than 35% of currencies
36
global avg score
$827
$1,000 in 5 years
Impact on Citizens

Citizens need modest returns of 5.4% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓

Economic Indicators

Inflation Rate
3.9%
Debt to GDP
40.1%
GDP Growth
7.5%
Broad Money / GDP
55.1%

Banking & Stability

NPL Ratio
2.5%
Reserve Months
3.0
Current Account
-2.6%
FX Volatility
11.6

Governance & Markets

Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
8.0
Peg Fragility
Not available

Currency Structure

Global Currency Role
70.0
FX Regime
free float
Data Coverage
75.0%

Savings Impact Calculator

GEL
Holding cash in GEL3.9% inflation
GEL 827−GEL 173 (17% purchasing power lost)
Your GEL 1,000 buys 17% less in 5 years
What if you invested GEL 1,000 instead? (5yr, in GEL terms)
USD-denominated assets gain an additional ~0.9%/yr from expected GEL depreciation vs USD
Hold USD Cash
GEL 898
−GEL 102
-2.1%/yr net in GEL
S&P 500
GEL 1675
+GEL 675
range: GEL 768–GEL 3287
10% USD return + 0.9% FX · ±16% vol
Gold
GEL 1529
+GEL 529
range: GEL 440–GEL 4141
8% USD return + 0.9% FX · ±24% vol
Bitcoin
GEL 3159
+GEL 2159
range: GEL 192–GEL 18.8k
25% USD return + 0.9% FX · ±54% vol

All values in GEL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.9%/yr based on the inflation differential between Georgia (3.9%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-08-19

Intelligence Dashboard →