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Georgia
29
Moderate
Risk
Risk
#128
of 171
Safer
than 25% of currencies
37
global avg score
$946
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 2.6% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
1.1%
Debt to GDP
40.1%
GDP Growth
9.7%
Broad Money / GDP
53.2%
Banking & Stability
NPL Ratio
1.5%
Reserve Months
2.3
Current Account
-5.3%
FX Volatility
6.3
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
8.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
free float
Data Coverage
75.0%
Savings Impact Calculator
GEL
Holding cash in GEL1.1% inflation
GEL 946−GEL 54 (5% purchasing power lost)
Your GEL 1,000 buys 5% less in 5 years
What if you invested GEL 1,000 instead? (5yr, in GEL terms)
Hold USD Cash
GEL 859
−GEL 141
-3.0%/yr net in GEL
S&P 500
GEL 1611
+GEL 611
range: GEL 734–GEL 3176
10% USD return + 0.0% FX · ±16% vol
Gold
GEL 1469
+GEL 469
range: GEL 418–GEL 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
GEL 3052
+GEL 2052
range: GEL 180–GEL 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in GEL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Georgia (1.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-21