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SCMPInside Taylor Swift and Travis Kelce’s big bash: a garden in the Garden·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·NYTFed’s Warsh Says Inflation Poses Less Risk Than a Few Weeks Ago·CNBCInflation peaked in May as energy prices fell in June, Kalshi traders think·SCMPInside Taylor Swift and Travis Kelce’s big bash: a garden in the Garden·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·NYTFed’s Warsh Says Inflation Poses Less Risk Than a Few Weeks Ago·CNBCInflation peaked in May as energy prices fell in June, Kalshi traders think·
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GEL

Georgian Lari

GEL · Georgia

31
Moderate
Risk
Historical Scores
283643Jul 2021Jul 2025Jul 2026
What does this mean for you?

The Georgian Lari is in decent shape overall, scoring 31 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 5.4%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
3.9%
Debt / GDP
40.1%
GDP Growth
7.5%
FX Volatility
11.1
Governance
Not available
Reserves
3.0 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns
Full Georgia analysis →

Savings Impact Calculator

GEL
Holding cash in GEL3.9% inflation
GEL 827−GEL 173 (17% purchasing power lost)
Your GEL 1,000 buys 17% less in 5 years
What if you invested GEL 1,000 instead? (5yr, in GEL terms)
USD-denominated assets gain an additional ~0.9%/yr from expected GEL depreciation vs USD
Hold USD Cash
GEL 898
−GEL 102
-2.1%/yr net in GEL
S&P 500
GEL 1675
+GEL 675
range: GEL 768–GEL 3287
10% USD return + 0.9% FX · ±16% vol
Gold
GEL 1529
+GEL 529
range: GEL 440–GEL 4141
8% USD return + 0.9% FX · ±24% vol
Bitcoin
GEL 3159
+GEL 2159
range: GEL 192–GEL 18.8k
25% USD return + 0.9% FX · ±54% vol

All values in GEL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.9%/yr based on the inflation differential between Georgia (3.9%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how GEL ranks differently.
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