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Guatemala
23
Low
Risk
Risk
#154
of 171
Safer
than 10% of currencies
36
global avg score
$929
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 3.0% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
1.5%
Debt to GDP
25.2%
GDP Growth
4.3%
Broad Money / GDP
60.4%
Banking & Stability
NPL Ratio
2.4%
Reserve Months
7.4
Current Account
2.9%
FX Volatility
1.1
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
14.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
GTQ
Holding cash in GTQ1.5% inflation
GTQ 929−GTQ 71 (7% purchasing power lost)
Your GTQ 1,000 buys 7% less in 5 years
What if you invested GTQ 1,000 instead? (5yr, in GTQ terms)
Hold USD Cash
GTQ 859
−GTQ 141
-3.0%/yr net in GTQ
S&P 500
GTQ 1611
+GTQ 611
range: GTQ 734–GTQ 3176
10% USD return + 0.0% FX · ±16% vol
Gold
GTQ 1469
+GTQ 469
range: GTQ 418–GTQ 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
GTQ 3052
+GTQ 2052
range: GTQ 180–GTQ 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in GTQ. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Guatemala (1.5%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-19