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GTQ
Guatemalan Quetzal
GTQ · Guatemala
23
Low
Risk
Risk
Historical Scores
What does this mean for you?
The Guatemalan Quetzal is one of the safest currencies in the world, scoring just 23 out of 100. Strong institutions, low inflation, and global trust make it a reliable store of value.
You only need about 3.0%/yr to stay ahead. A basic savings account is enough. Calculator ↓
Inflation
1.5%
Debt / GDP
25.2%
GDP Growth
4.3%
FX Volatility
0.7
Governance
Not available
Reserves
7.4 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns
Savings Impact Calculator
GTQ
Holding cash in GTQ1.5% inflation
GTQ 929−GTQ 71 (7% purchasing power lost)
Your GTQ 1,000 buys 7% less in 5 years
What if you invested GTQ 1,000 instead? (5yr, in GTQ terms)
Hold USD Cash
GTQ 859
−GTQ 141
-3.0%/yr net in GTQ
S&P 500
GTQ 1611
+GTQ 611
range: GTQ 734–GTQ 3176
10% USD return + 0.0% FX · ±16% vol
Gold
GTQ 1469
+GTQ 469
range: GTQ 418–GTQ 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
GTQ 3052
+GTQ 2052
range: GTQ 180–GTQ 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in GTQ. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Guatemala (1.5%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how GTQ ranks differently.