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GTQ

Guatemalan Quetzal

GTQ · Guatemala

25
Moderate
Risk
Historical Scores
222936Jul 2021Jul 2023May 2026
What does this mean for you?

The Guatemalan Quetzal is in decent shape overall, scoring 25 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 4.4%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
2.9%
Debt / GDP
25.2%
GDP Growth
3.7%
FX Volatility
3.4
Governance
Not available
Reserves
7.4 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns
Full Guatemala analysis →

Savings Impact Calculator

GTQ
Holding cash in GTQ2.9% inflation
GTQ 868−GTQ 132 (13% purchasing power lost)
Your GTQ 1,000 buys 13% less in 5 years
What if you invested GTQ 1,000 instead? (5yr, in GTQ terms)
Hold USD Cash
GTQ 859
−GTQ 141
-3.0%/yr net in GTQ
S&P 500
GTQ 1611
+GTQ 611
range: GTQ 734–GTQ 3176
10% USD return + 0.0% FX · ±16% vol
Gold
GTQ 1469
+GTQ 469
range: GTQ 418–GTQ 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
GTQ 3052
+GTQ 2052
range: GTQ 180–GTQ 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in GTQ. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Guatemala (2.9%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how GTQ ranks differently.
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