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SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·
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India

Indian Rupee (INR)

30
Moderate
Risk
#119
of 171
Safer
than 31% of currencies
36
global avg score
$888
$1,000 in 5 years
Impact on Citizens

Citizens need modest returns of 3.9% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓

Economic Indicators

Inflation Rate
2.4%
Debt to GDP
46.5%
GDP Growth
7.6%
Broad Money / GDP
82.1%

Banking & Stability

NPL Ratio
2.1%
Reserve Months
7.9
Current Account
-0.4%
FX Volatility
27.2

Governance & Markets

Rule of Law
0.0
Black Market Premium
Not available
Capital Controls
17.3
Peg Fragility
Not available

Currency Structure

Global Currency Role
70.0
FX Regime
managed float
Data Coverage
83.0%

Savings Impact Calculator

₹
Holding cash in INR2.4% inflation
₹888−₹112 (11% purchasing power lost)
Your ₹1,000 buys 11% less in 5 years
What if you invested ₹1,000 instead? (5yr, in INR terms)
Hold USD Cash
₹859
−₹141
-3.0%/yr net in INR
S&P 500
₹1611
+₹611
range: ₹734–₹3176
10% USD return + 0.0% FX · ±16% vol
Gold
₹1469
+₹469
range: ₹418–₹4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
₹3052
+₹2052
range: ₹180–₹18.4k
25% USD return + 0.0% FX · ±54% vol

All values in INR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between India (2.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-07-03

Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.

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