News
Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·Al JazeeraIs the US trying to force regime change in Cuba?·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·Al JazeeraIs the US trying to force regime change in Cuba?·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·
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₹

Indian Rupee

INR · India

32
Moderate
Risk
Historical Scores
293336Jul 2021Jul 2023May 2026
What does this mean for you?

The Indian Rupee is in decent shape overall, scoring 32 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 6.5%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
5.0%
Debt / GDP
46.5%
GDP Growth
6.5%
FX Volatility
31.0
Governance
0.0
Reserves
7.5 mo
Analysis
What's working well
Government debt is low — less pressure to print money
Economy is growing healthily
Healthy foreign currency reserves as a safety net
What to watch out for
No major concerns
Full India analysis →

Savings Impact Calculator

₹
Holding cash in INR5.0% inflation
₹785−₹215 (21% purchasing power lost)
Your ₹1,000 buys 21% less in 5 years
What if you invested ₹1,000 instead? (5yr, in INR terms)
USD-denominated assets gain an additional ~2.0%/yr from expected INR depreciation vs USD
Hold USD Cash
₹949
−₹51
-1.0%/yr net in INR
S&P 500
₹1759
+₹759
range: ₹813–₹3430
10% USD return + 2.0% FX · ±16% vol
Gold
₹1607
+₹607
range: ₹469–₹4313
8% USD return + 2.0% FX · ±24% vol
Bitcoin
₹3298
+₹2298
range: ₹207–₹19.4k
25% USD return + 2.0% FX · ±54% vol

All values in INR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~2.0%/yr based on the inflation differential between India (5.0%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →

Recent News

All news →
Economic TimesMay 19
India fuel price hike among world's lowest: BJP
Economic TimesNegativeAug 16
Developers may face liquidity crisis on NBFC woes: Fitch
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how INR ranks differently.
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