News
Economic TimesICRA sees India GDP growth at 7% in Q1 FY27·GuardianUS gas prices reach highest ever recorded for August amid stalled talks with Iran·SCMPWill Russia’s plan for overland oil route be ‘game changer’ for India’s energy security?·SCMPEU plans most far-reaching sanctions on Russia in coming months·NYTWorker Pay Isn’t Keeping Up With Inflation Once Again·NYTJuly Retail Sales Notch Biggest Drop in Over a Year·NYTAmazon and Alphabet’s Profits Reveal Circular Nature of A.I. Boom·BBCUS says dozens of countries helped China dodge Trump's tariffs·Economic TimesICRA sees India GDP growth at 7% in Q1 FY27·GuardianUS gas prices reach highest ever recorded for August amid stalled talks with Iran·SCMPWill Russia’s plan for overland oil route be ‘game changer’ for India’s energy security?·SCMPEU plans most far-reaching sanctions on Russia in coming months·NYTWorker Pay Isn’t Keeping Up With Inflation Once Again·NYTJuly Retail Sales Notch Biggest Drop in Over a Year·NYTAmazon and Alphabet’s Profits Reveal Circular Nature of A.I. Boom·BBCUS says dozens of countries helped China dodge Trump's tariffs·
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₹

Indian Rupee

INR · India

30
Moderate
Risk
Historical Scores
273236Jul 2021Jul 2025Aug 2026
What does this mean for you?

The Indian Rupee is in decent shape overall, scoring 30 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 3.9%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
2.4%
Debt / GDP
46.5%
GDP Growth
7.6%
FX Volatility
23.0
Governance
0.0
Reserves
7.9 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns
Full India analysis →

Savings Impact Calculator

₹
Holding cash in INR2.4% inflation
₹888−₹112 (11% purchasing power lost)
Your ₹1,000 buys 11% less in 5 years
What if you invested ₹1,000 instead? (5yr, in INR terms)
Hold USD Cash
₹859
−₹141
-3.0%/yr net in INR
S&P 500
₹1611
+₹611
range: ₹734–₹3176
10% USD return + 0.0% FX · ±16% vol
Gold
₹1469
+₹469
range: ₹418–₹4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
₹3052
+₹2052
range: ₹180–₹18.4k
25% USD return + 0.0% FX · ±54% vol

All values in INR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between India (2.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →

Recent News

All news →
Economic TimesPositiveAug 17
ICRA sees India GDP growth at 7% in Q1 FY27
SCMPNegativeAug 17
Will Russia’s plan for overland oil route be ‘game changer’ for India’s energy security?
Economic TimesNegativeAug 16
Developers may face liquidity crisis on NBFC woes: Fitch
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how INR ranks differently.
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