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Iran

Iranian Rial (IRR)

61
High
Risk
#8
of 171
Riskier
than 96% of currencies
36
global avg score
$172
$1,000 in 5 years
Impact on Citizens

Citizens need their money to grow at least 43.7% per year to not lose purchasing power. Every IRR 100 saved today will only buy 70 worth of goods next year.See savings calculator ↓

Economic Indicators

Inflation Rate
42.2%
Debt to GDP
Not available
GDP Growth
-2.8%
Broad Money / GDP
79.1%

Banking & Stability

NPL Ratio
Not available
Reserve Months
5.8
Current Account
11.4%
FX Volatility
100.0

Governance & Markets

Rule of Law
Not available
Black Market Premium
60.0%
Capital Controls
77.0
Peg Fragility
Not available

Currency Structure

Global Currency Role
70.0
FX Regime
managed float
Data Coverage
67.0%

Savings Impact Calculator

IRR
Holding cash in IRR42.2% inflation
IRR 172−IRR 828 (83% purchasing power lost)
Your IRR 1,000 buys 83% less in 5 years
What if you invested IRR 1,000 instead? (5yr, in IRR terms)
USD-denominated assets gain an additional ~39.2%/yr from expected IRR depreciation vs USD
Hold USD Cash
IRR 4682
+IRR 3682
+36.2%/yr net in IRR
S&P 500
IRR 7386
+IRR 6386
range: IRR 4188–IRR 12.3k
10% USD return + 39.2% FX · ±16% vol
Gold
IRR 6904
+IRR 5904
range: IRR 2835–IRR 14.7k
8% USD return + 39.2% FX · ±24% vol
Bitcoin
IRR 11.9k
+IRR 10.9k
range: IRR 1623–IRR 49.4k
25% USD return + 39.2% FX · ±54% vol

All values in IRR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~39.2%/yr based on the inflation differential between Iran (42.2%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-10-02