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Economic TimesF&O Talk: Smallcap index better placed than Nifty, says Sudeep Shah; picks 9 stocks for next week·Al JazeeraTaylor Swift and Travis Kelce marry at NYC’s Madison Square Garden·Economic TimesCPI(M) alleges Vizhinjam MD ouster aided Adani·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·Economic TimesF&O Talk: Smallcap index better placed than Nifty, says Sudeep Shah; picks 9 stocks for next week·Al JazeeraTaylor Swift and Travis Kelce marry at NYC’s Madison Square Garden·Economic TimesCPI(M) alleges Vizhinjam MD ouster aided Adani·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·
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IRR

Iranian Rial

IRR · Iran

68
High
Risk
Historical Scores
616875Jul 2021Jul 2025Jul 2026
What does this mean for you?

The Iranian Rial is under significant pressure, scoring 68 out of 100. This isn't a crisis yet, but things are moving in the wrong direction. If you're saving in this currency, you need to be paying attention — your purchasing power is being eroded.

Your savings need 43.7%/yr returns to not lose value. IRR100 today → IRR70 next year. Calculator ↓

Inflation
42.2%
Debt / GDP
Not available
GDP Growth
Not available
FX Volatility
100.0
Governance
Not available
Reserves
5.8 mo
Analysis
What's working well
Limited positive signals
What to watch out for
The currency has been swinging wildly — hard to plan ahead
Restrictions on moving your money out of the country
The official exchange rate doesn't match what people actually pay (60% gap)
Full Iran analysis →

Savings Impact Calculator

IRR
Holding cash in IRR42.2% inflation
IRR 172−IRR 828 (83% purchasing power lost)
Your IRR 1,000 buys 83% less in 5 years
What if you invested IRR 1,000 instead? (5yr, in IRR terms)
USD-denominated assets gain an additional ~39.2%/yr from expected IRR depreciation vs USD
Hold USD Cash
IRR 4682
+IRR 3682
+36.2%/yr net in IRR
S&P 500
IRR 7386
+IRR 6386
range: IRR 4188–IRR 12.3k
10% USD return + 39.2% FX · ±16% vol
Gold
IRR 6904
+IRR 5904
range: IRR 2835–IRR 14.7k
8% USD return + 39.2% FX · ±24% vol
Bitcoin
IRR 11.9k
+IRR 10.9k
range: IRR 1623–IRR 49.4k
25% USD return + 39.2% FX · ±54% vol

All values in IRR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~39.2%/yr based on the inflation differential between Iran (42.2%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →

Recent News

All news →
BBCNegativeJul 1
Diesel sees biggest monthly fall in 26 years. What's happening to fuel prices?
France 24NegativeJun 23
US waives Iran oil sanctions as part of 60-day peace negotiations
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how IRR ranks differently.
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