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33
Moderate
Risk
Risk
#94
of 171
Safer
than 45% of currencies
36
global avg score
$985
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 1.8% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
0.3%
Debt to GDP
27.4%
GDP Growth
-2.2%
Broad Money / GDP
47.9%
Banking & Stability
NPL Ratio
16.5%
Reserve Months
11.2
Current Account
3.0%
FX Volatility
0.1
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
63.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
IQD
Holding cash in IQD0.3% inflation
IQD 985−IQD 15 (2% purchasing power lost)
Your IQD 1,000 buys 2% less in 5 years
What if you invested IQD 1,000 instead? (5yr, in IQD terms)
Hold USD Cash
IQD 859
−IQD 141
-3.0%/yr net in IQD
S&P 500
IQD 1611
+IQD 611
range: IQD 734–IQD 3176
10% USD return + 0.0% FX · ±16% vol
Gold
IQD 1469
+IQD 469
range: IQD 418–IQD 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
IQD 3052
+IQD 2052
range: IQD 180–IQD 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in IQD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Iraq (0.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-07-03