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NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTTariffs Are Making Instruments So Expensive, School Music Programs Are at Risk·Al Jazeera‘They are crying’: Refugees in Malaysia in fear amid Myanmar deportation·France 24France unveils cost-cutting budget amid protests·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCLorry training firm 'riding out' record diesel price·Al JazeeraIran urges Iraq to lift flight ban amid US sanctions·SCMPPhilippines’ jeepney drivers ‘stuck between a rock and a hard place’ despite fare increase·NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTTariffs Are Making Instruments So Expensive, School Music Programs Are at Risk·Al Jazeera‘They are crying’: Refugees in Malaysia in fear amid Myanmar deportation·France 24France unveils cost-cutting budget amid protests·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCLorry training firm 'riding out' record diesel price·Al JazeeraIran urges Iraq to lift flight ban amid US sanctions·SCMPPhilippines’ jeepney drivers ‘stuck between a rock and a hard place’ despite fare increase·
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IQD

Iraqi Dinar

IQD · Iraq

33
Moderate
Risk
Historical Scores
304356Jul 2021Jul 2025Oct 2026
What does this mean for you?

The Iraqi Dinar is in decent shape overall, scoring 33 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 1.8%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
0.3%
Debt / GDP
27.4%
GDP Growth
-2.2%
FX Volatility
0.4
Governance
Not available
Reserves
11.2 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Healthy foreign currency reserves as a safety net
What to watch out for
Restrictions on moving your money out of the country
Banks are struggling — 17% of loans aren't being repaid
Full Iraq analysis →

Savings Impact Calculator

IQD
Holding cash in IQD0.3% inflation
IQD 985−IQD 15 (2% purchasing power lost)
Your IQD 1,000 buys 2% less in 5 years
What if you invested IQD 1,000 instead? (5yr, in IQD terms)
Hold USD Cash
IQD 859
−IQD 141
-3.0%/yr net in IQD
S&P 500
IQD 1611
+IQD 611
range: IQD 734–IQD 3176
10% USD return + 0.0% FX · ±16% vol
Gold
IQD 1469
+IQD 469
range: IQD 418–IQD 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
IQD 3052
+IQD 2052
range: IQD 180–IQD 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in IQD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Iraq (0.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how IQD ranks differently.
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