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Netherlands
21
Low
Risk
Risk
EUR is a shared currency. Netherlands's score reflects its own fiscal health, banking system, and governance — not the currency bloc as a whole. All EUR countries share the same Global Currency Role and capital control scores, but differ on country-specific factors. Learn more
#161
of 171
Safer
than 6% of currencies
36
global avg score
$852
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 4.8% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
3.3%
Debt to GDP
54.2%
GDP Growth
1.8%
Broad Money / GDP
Not available
Banking & Stability
NPL Ratio
1.4%
Reserve Months
0.7
Current Account
9.1%
FX Volatility
2.7
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
Not available
Peg Fragility
Not available
Currency Structure
Global Currency Role
32.0
Reserve Status
20%
FX Regime
free float
Data Coverage
67.0%
Savings Impact Calculator
€
Holding cash in EUR3.3% inflation
€852−€148 (15% purchasing power lost)
Your €1,000 buys 15% less in 5 years
What if you invested €1,000 instead? (5yr, in EUR terms)
Hold USD Cash
€870
−€130
-2.7%/yr net in EUR
S&P 500
€1630
+€630
range: €744–€3209
10% USD return + 0.3% FX · ±16% vol
Gold
€1487
+€487
range: €425–€4047
8% USD return + 0.3% FX · ±24% vol
Bitcoin
€3084
+€2084
range: €184–€18.5k
25% USD return + 0.3% FX · ±54% vol
All values in EUR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.3%/yr based on the inflation differential between Netherlands (3.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-17