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Algeria
43
Moderate
Risk
Risk
#36
of 171
Riskier
than 79% of currencies
37
global avg score
$820
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 5.5% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
4.0%
Debt to GDP
Not available
GDP Growth
3.7%
Broad Money / GDP
73.5%
Banking & Stability
NPL Ratio
20.3%
Reserve Months
16.5
Current Account
-1.0%
FX Volatility
11.8
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
72.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
67.0%
Savings Impact Calculator
DZD
Holding cash in DZD4.0% inflation
DZD 820−DZD 180 (18% purchasing power lost)
Your DZD 1,000 buys 18% less in 5 years
What if you invested DZD 1,000 instead? (5yr, in DZD terms)
USD-denominated assets gain an additional ~1.0%/yr from expected DZD depreciation vs USD
Hold USD Cash
DZD 906
−DZD 94
-2.0%/yr net in DZD
S&P 500
DZD 1689
+DZD 689
range: DZD 776–DZD 3310
10% USD return + 1.0% FX · ±16% vol
Gold
DZD 1542
+DZD 542
range: DZD 445–DZD 4169
8% USD return + 1.0% FX · ±24% vol
Bitcoin
DZD 3182
+DZD 2182
range: DZD 194–DZD 18.9k
25% USD return + 1.0% FX · ±54% vol
All values in DZD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.0%/yr based on the inflation differential between Algeria (4.0%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-19