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Ukraine
50
High
Risk
Risk
#20
of 171
Riskier
than 89% of currencies
37
global avg score
$730
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 8.0% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
6.5%
Debt to GDP
58.7%
GDP Growth
2.9%
Broad Money / GDP
45.5%
Banking & Stability
NPL Ratio
37.4%
Reserve Months
5.0
Current Account
-8.0%
FX Volatility
16.0
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
72.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
₴
Holding cash in UAH6.5% inflation
₴730−₴270 (27% purchasing power lost)
Your ₴1,000 buys 27% less in 5 years
What if you invested ₴1,000 instead? (5yr, in UAH terms)
USD-denominated assets gain an additional ~3.5%/yr from expected UAH depreciation vs USD
Hold USD Cash
₴1025
+₴25
+0.5%/yr net in UAH
S&P 500
₴1884
+₴884
range: ₴881–₴3642
10% USD return + 3.5% FX · ±16% vol
Gold
₴1724
+₴724
range: ₴513–₴4568
8% USD return + 3.5% FX · ±24% vol
Bitcoin
₴3504
+₴2504
range: ₴230–₴20.2k
25% USD return + 3.5% FX · ±54% vol
All values in UAH. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~3.5%/yr based on the inflation differential between Ukraine (6.5%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-19