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Bank of Japan(BOJ Review) International Comparison of Life Insurers: Evolving Business Models and Financial Stability Issues·Al JazeeraArgentina protesters condemn Milei healthcare funding cuts·Economic TimesPM Modi may chair crucial meet on fuel prices·BBCUK agrees £3.7bn trade deal with six Gulf states·Al JazeeraUS lifts sanctions on Francesca Albanese, UN expert on Palestinian rights·CNBCFed officials see rate hike ahead if inflation stays elevated, minutes show·BBCAre supermarkets profiting from higher food prices?·BBCSupermarkets hit back over pressure to cap price of milk, bread and eggs·Bank of Japan(BOJ Review) International Comparison of Life Insurers: Evolving Business Models and Financial Stability Issues·Al JazeeraArgentina protesters condemn Milei healthcare funding cuts·Economic TimesPM Modi may chair crucial meet on fuel prices·BBCUK agrees £3.7bn trade deal with six Gulf states·Al JazeeraUS lifts sanctions on Francesca Albanese, UN expert on Palestinian rights·CNBCFed officials see rate hike ahead if inflation stays elevated, minutes show·BBCAre supermarkets profiting from higher food prices?·BBCSupermarkets hit back over pressure to cap price of milk, bread and eggs·
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ALL

Albanian Lek

ALL · Albania

31
Moderate
Risk
Historical Scores
283440Jul 2021Jul 2023May 2026
What does this mean for you?

The Albanian Lek is in decent shape overall, scoring 31 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 3.7%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
2.2%
Debt / GDP
50.0%
GDP Growth
4.0%
FX Volatility
13.1
Governance
Not available
Reserves
6.0 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns
Full Albania analysis →

Savings Impact Calculator

ALL
Holding cash in ALL2.2% inflation
ALL 896−ALL 104 (10% purchasing power lost)
Your ALL 1,000 buys 10% less in 5 years
What if you invested ALL 1,000 instead? (5yr, in ALL terms)
Hold USD Cash
ALL 859
−ALL 141
-3.0%/yr net in ALL
S&P 500
ALL 1611
+ALL 611
range: ALL 734–ALL 3176
10% USD return + 0.0% FX · ±16% vol
Gold
ALL 1469
+ALL 469
range: ALL 418–ALL 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
ALL 3052
+ALL 2052
range: ALL 180–ALL 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in ALL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Albania (2.2%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how ALL ranks differently.
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