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AZN
Azerbaijani Manat
AZN · Azerbaijan
23
Low
Risk
Risk
Historical Scores
What does this mean for you?
The Azerbaijani Manat is one of the safest currencies in the world, scoring just 23 out of 100. Strong institutions, low inflation, and global trust make it a reliable store of value.
You only need about 3.7%/yr to stay ahead. A basic savings account is enough. Calculator ↓
Inflation
2.2%
Debt / GDP
6.4%
GDP Growth
4.1%
FX Volatility
0.0
Governance
Not available
Reserves
4.7 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns
Savings Impact Calculator
AZN
Holding cash in AZN2.2% inflation
AZN 896−AZN 104 (10% purchasing power lost)
Your AZN 1,000 buys 10% less in 5 years
What if you invested AZN 1,000 instead? (5yr, in AZN terms)
Hold USD Cash
AZN 859
−AZN 141
-3.0%/yr net in AZN
S&P 500
AZN 1611
+AZN 611
range: AZN 734–AZN 3176
10% USD return + 0.0% FX · ±16% vol
Gold
AZN 1469
+AZN 469
range: AZN 418–AZN 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
AZN 3052
+AZN 2052
range: AZN 180–AZN 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in AZN. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Azerbaijan (2.2%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how AZN ranks differently.