News
SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·
← Back to Intelligence Dashboard
🇭🇹
HTG

Haitian Gourde

HTG · Haiti

48
Moderate
Risk
Historical Scores
446178Jul 2021Jul 2025Jul 2026
What does this mean for you?

The Haitian Gourde is in decent shape overall, scoring 48 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

Your savings need 30.1%/yr returns to not lose value. HTG100 today → HTG78 next year. Calculator ↓

Inflation
28.6%
Debt / GDP
22.0%
GDP Growth
-2.7%
FX Volatility
0.6
Governance
-1.5
Reserves
6.8 mo
Analysis
What's working well
Government debt is low — less pressure to print money
Healthy foreign currency reserves as a safety net
What to watch out for
Restrictions on moving your money out of the country
Weak rule of law — harder to trust that the system will protect your money
Prices rising fast (28.6% per year) — your savings lose value quickly

Savings Impact Calculator

HTG
Holding cash in HTG28.6% inflation
HTG 284−HTG 716 (72% purchasing power lost)
Your HTG 1,000 buys 72% less in 5 years
What if you invested HTG 1,000 instead? (5yr, in HTG terms)
USD-denominated assets gain an additional ~25.6%/yr from expected HTG depreciation vs USD
Hold USD Cash
HTG 2775
+HTG 1775
+22.6%/yr net in HTG
S&P 500
HTG 4592
+HTG 3592
range: HTG 2452HTG 8019
10% USD return + 25.6% FX · ±16% vol
Gold
HTG 4263
+HTG 3263
range: HTG 1585HTG 9736
8% USD return + 25.6% FX · ±24% vol
Bitcoin
HTG 7758
+HTG 6758
range: HTG 843HTG 35.9k
25% USD return + 25.6% FX · ±54% vol

All values in HTG. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~25.6%/yr based on the inflation differential between Haiti (28.6%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how HTG ranks differently.