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SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·Al JazeeraIs the US trying to force regime change in Cuba?·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·NYTG7 Finance Ministers Look to Contain Iran Economic Fallout·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·Al JazeeraIs the US trying to force regime change in Cuba?·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·NYTG7 Finance Ministers Look to Contain Iran Economic Fallout·
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Israeli Shekel

ILS · Used by 2 countries

52
High
Risk
Historical Scores
344555Jul 2021Jul 2023May 2026
What does this mean for you?

The Israeli Shekel is under significant pressure, scoring 52 out of 100. This isn't a crisis yet, but things are moving in the wrong direction. If you're saving in this currency, you need to be paying attention — your purchasing power is being eroded. The ILS is shared by 2 countries, so conditions vary depending on where you are.

Your savings need 29.9%/yr returns to not lose value. ₪100 today → ₪78 next year. Calculator ↓

Inflation
28.4%
Debt / GDP
97.1%
GDP Growth
-12.8%
FX Volatility
44.6
Governance
-0.1
Reserves
8.9 mo
Analysis
What's working well
Healthy foreign currency reserves as a safety net
Banking system is in good shape
What to watch out for
Restrictions on moving your money out of the country
The currency has been swinging wildly — hard to plan ahead
Prices rising fast (28.4% per year) — your savings lose value quickly

Countries using the Israeli Shekel

CountryScoreLevelInflationDebt/GDP
🇵🇸 Palestine67High53.7%106%
🇮🇱 Israel36Moderate3.1%88%
Detailed Palestine analysis →

Savings Impact Calculator

₪
Holding cash in ILS28.4% inflation
₪287−₪713 (71% purchasing power lost)
Your ₪1,000 buys 71% less in 5 years
What if you invested ₪1,000 instead? (5yr, in ILS terms)
USD-denominated assets gain an additional ~25.4%/yr from expected ILS depreciation vs USD
Hold USD Cash
₪2744
+₪1744
+22.4%/yr net in ILS
S&P 500
₪4546
+₪3546
range: ₪2424–₪7947
10% USD return + 25.4% FX · ±16% vol
Gold
₪4220
+₪3220
range: ₪1565–₪9652
8% USD return + 25.4% FX · ±24% vol
Bitcoin
₪7688
+₪6688
range: ₪831–₪35.7k
25% USD return + 25.4% FX · ±54% vol

All values in ILS. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~25.4%/yr based on the inflation differential between Israeli Shekel zone (28.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how ILS ranks differently.
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