← Back to Intelligence Dashboard
🇰🇼
KWD
Kuwaiti Dinar
KWD · Kuwait
20
Low
Risk
Risk
Historical Scores
What does this mean for you?
The Kuwaiti Dinar is one of the safest currencies in the world, scoring just 20 out of 100. Strong institutions, low inflation, and global trust make it a reliable store of value.
You only need about 3.9%/yr to stay ahead. A basic savings account is enough. Calculator ↓
Inflation
2.4%
Debt / GDP
Not available
GDP Growth
2.7%
FX Volatility
3.4
Governance
Not available
Reserves
8.4 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Healthy foreign currency reserves as a safety net
Banking system is in good shape
What to watch out for
No major concerns
Savings Impact Calculator
KWD
Holding cash in KWD2.4% inflation
KWD 890−KWD 110 (11% purchasing power lost)
Your KWD 1,000 buys 11% less in 5 years
What if you invested KWD 1,000 instead? (5yr, in KWD terms)
Hold USD Cash
KWD 859
−KWD 141
-3.0%/yr net in KWD
S&P 500
KWD 1611
+KWD 611
range: KWD 734–KWD 3176
10% USD return + 0.0% FX · ±16% vol
Gold
KWD 1469
+KWD 469
range: KWD 418–KWD 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
KWD 3052
+KWD 2052
range: KWD 180–KWD 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in KWD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Kuwait (2.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how KWD ranks differently.