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NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTTariffs Are Making Instruments So Expensive, School Music Programs Are at Risk·Al Jazeera‘They are crying’: Refugees in Malaysia in fear amid Myanmar deportation·France 24France unveils cost-cutting budget amid protests·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCLorry training firm 'riding out' record diesel price·Al JazeeraIran urges Iraq to lift flight ban amid US sanctions·SCMPPhilippines’ jeepney drivers ‘stuck between a rock and a hard place’ despite fare increase·NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTTariffs Are Making Instruments So Expensive, School Music Programs Are at Risk·Al Jazeera‘They are crying’: Refugees in Malaysia in fear amid Myanmar deportation·France 24France unveils cost-cutting budget amid protests·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCLorry training firm 'riding out' record diesel price·Al JazeeraIran urges Iraq to lift flight ban amid US sanctions·SCMPPhilippines’ jeepney drivers ‘stuck between a rock and a hard place’ despite fare increase·
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LAK

Lao Kip

LAK · Laos

45
Moderate
Risk
Historical Scores
424955Jul 2021Jul 2025Oct 2026
What does this mean for you?

The Lao Kip is in decent shape overall, scoring 45 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 9.2%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
7.7%
Debt / GDP
95.0%
GDP Growth
4.5%
FX Volatility
9.9
Governance
-0.8
Reserves
2.4 mo
Analysis
What's working well
Economy is growing healthily
What to watch out for
Restrictions on moving your money out of the country
Weak rule of law — harder to trust that the system will protect your money
Full Laos analysis →

Savings Impact Calculator

LAK
Holding cash in LAK7.7% inflation
LAK 689−LAK 311 (31% purchasing power lost)
Your LAK 1,000 buys 31% less in 5 years
What if you invested LAK 1,000 instead? (5yr, in LAK terms)
USD-denominated assets gain an additional ~4.7%/yr from expected LAK depreciation vs USD
Hold USD Cash
LAK 1090
+LAK 90
+1.7%/yr net in LAK
S&P 500
LAK 1989
+LAK 989
range: LAK 939–LAK 3820
10% USD return + 4.7% FX · ±16% vol
Gold
LAK 1822
+LAK 822
range: LAK 550–LAK 4781
8% USD return + 4.7% FX · ±24% vol
Bitcoin
LAK 3676
+LAK 2676
range: LAK 249–LAK 20.9k
25% USD return + 4.7% FX · ±54% vol

All values in LAK. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~4.7%/yr based on the inflation differential between Laos (7.7%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how LAK ranks differently.
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