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Bank of Japan(BOJ Review) International Comparison of Life Insurers: Evolving Business Models and Financial Stability Issues·Al JazeeraArgentina protesters condemn Milei healthcare funding cuts·Economic TimesPM Modi may chair crucial meet on fuel prices·BBCUK agrees £3.7bn trade deal with six Gulf states·Al JazeeraUS lifts sanctions on Francesca Albanese, UN expert on Palestinian rights·CNBCFed officials see rate hike ahead if inflation stays elevated, minutes show·BBCAre supermarkets profiting from higher food prices?·BBCSupermarkets hit back over pressure to cap price of milk, bread and eggs·Bank of Japan(BOJ Review) International Comparison of Life Insurers: Evolving Business Models and Financial Stability Issues·Al JazeeraArgentina protesters condemn Milei healthcare funding cuts·Economic TimesPM Modi may chair crucial meet on fuel prices·BBCUK agrees £3.7bn trade deal with six Gulf states·Al JazeeraUS lifts sanctions on Francesca Albanese, UN expert on Palestinian rights·CNBCFed officials see rate hike ahead if inflation stays elevated, minutes show·BBCAre supermarkets profiting from higher food prices?·BBCSupermarkets hit back over pressure to cap price of milk, bread and eggs·
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LSL

Lesotho Loti

LSL · Lesotho

28
Moderate
Risk
Historical Scores
253646Jul 2021Jul 2023May 2026
What does this mean for you?

The Lesotho Loti is in decent shape overall, scoring 28 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 7.6%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
6.1%
Debt / GDP
3.0%
GDP Growth
2.9%
FX Volatility
17.0
Governance
Not available
Reserves
5.5 mo
Analysis
What's working well
Government debt is low — less pressure to print money
What to watch out for
No major concerns
Full Lesotho analysis →

Savings Impact Calculator

LSL
Holding cash in LSL6.1% inflation
LSL 744−LSL 256 (26% purchasing power lost)
Your LSL 1,000 buys 26% less in 5 years
What if you invested LSL 1,000 instead? (5yr, in LSL terms)
USD-denominated assets gain an additional ~3.1%/yr from expected LSL depreciation vs USD
Hold USD Cash
LSL 1005
+LSL 5
+0.1%/yr net in LSL
S&P 500
LSL 1851
+LSL 851
range: LSL 863–LSL 3587
10% USD return + 3.1% FX · ±16% vol
Gold
LSL 1693
+LSL 693
range: LSL 501–LSL 4502
8% USD return + 3.1% FX · ±24% vol
Bitcoin
LSL 3450
+LSL 2450
range: LSL 223–LSL 20.0k
25% USD return + 3.1% FX · ±54% vol

All values in LSL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~3.1%/yr based on the inflation differential between Lesotho (6.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how LSL ranks differently.
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