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NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTTariffs Are Making Instruments So Expensive, School Music Programs Are at Risk·Al Jazeera‘They are crying’: Refugees in Malaysia in fear amid Myanmar deportation·France 24France unveils cost-cutting budget amid protests·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCLorry training firm 'riding out' record diesel price·Al JazeeraIran urges Iraq to lift flight ban amid US sanctions·SCMPPhilippines’ jeepney drivers ‘stuck between a rock and a hard place’ despite fare increase·NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTTariffs Are Making Instruments So Expensive, School Music Programs Are at Risk·Al Jazeera‘They are crying’: Refugees in Malaysia in fear amid Myanmar deportation·France 24France unveils cost-cutting budget amid protests·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCLorry training firm 'riding out' record diesel price·Al JazeeraIran urges Iraq to lift flight ban amid US sanctions·SCMPPhilippines’ jeepney drivers ‘stuck between a rock and a hard place’ despite fare increase·
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LYD

Libyan Dinar

LYD · Libya

39
Moderate
Risk
Historical Scores
293948Jul 2021Jul 2025Oct 2026
What does this mean for you?

The Libyan Dinar is in decent shape overall, scoring 39 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 3.3%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
1.8%
Debt / GDP
Not available
GDP Growth
13.4%
FX Volatility
45.2
Governance
-0.9
Reserves
31.6 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Economy is growing healthily
Healthy foreign currency reserves as a safety net
What to watch out for
Restrictions on moving your money out of the country
The currency has been swinging wildly — hard to plan ahead
The official exchange rate doesn't match what people actually pay (20% gap)
Full Libya analysis →

Savings Impact Calculator

LYD
Holding cash in LYD1.8% inflation
LYD 913−LYD 87 (9% purchasing power lost)
Your LYD 1,000 buys 9% less in 5 years
What if you invested LYD 1,000 instead? (5yr, in LYD terms)
Hold USD Cash
LYD 859
−LYD 141
-3.0%/yr net in LYD
S&P 500
LYD 1611
+LYD 611
range: LYD 734–LYD 3176
10% USD return + 0.0% FX · ±16% vol
Gold
LYD 1469
+LYD 469
range: LYD 418–LYD 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
LYD 3052
+LYD 2052
range: LYD 180–LYD 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in LYD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Libya (1.8%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how LYD ranks differently.
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