News
BBCSwinney defends food prices policy ahead of first minister vote·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·BBCSwinney defends food prices policy ahead of first minister vote·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·
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LYD

Libyan Dinar

LYD · Libya

41
Moderate
Risk
Historical Scores
293744Jul 2021Jul 2023May 2026
What does this mean for you?

The Libyan Dinar is in decent shape overall, scoring 41 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 3.6%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
2.1%
Debt / GDP
Not available
GDP Growth
1.9%
FX Volatility
37.9
Governance
-0.9
Reserves
31.6 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Healthy foreign currency reserves as a safety net
What to watch out for
Restrictions on moving your money out of the country
The official exchange rate doesn't match what people actually pay (20% gap)
Weak rule of law — harder to trust that the system will protect your money
Full Libya analysis →

Savings Impact Calculator

LYD
Holding cash in LYD2.1% inflation
LYD 900−LYD 100 (10% purchasing power lost)
Your LYD 1,000 buys 10% less in 5 years
What if you invested LYD 1,000 instead? (5yr, in LYD terms)
Hold USD Cash
LYD 859
−LYD 141
-3.0%/yr net in LYD
S&P 500
LYD 1611
+LYD 611
range: LYD 734–LYD 3176
10% USD return + 0.0% FX · ±16% vol
Gold
LYD 1469
+LYD 469
range: LYD 418–LYD 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
LYD 3052
+LYD 2052
range: LYD 180–LYD 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in LYD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Libya (2.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how LYD ranks differently.
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