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RBIMinutes of the Monetary Policy Committee Meeting, August 3 to 5, 2026·NYTTrump’s Tariffs on Hold as President Claims Deal With Canada Is Near·NYTThe Rising Stakes of the Global Bond Rout·BBCInflation is heating up but don't expect another crisis·BBCWhat's happening to UK interest rates and what does it mean for mortgages?·BBCWhat is happening to UK prices?·NYTThe ‘Betting Coup’ Shaking Up Horse Racing·BBCJump in energy bills drives UK inflation to highest rate for four months·RBIMinutes of the Monetary Policy Committee Meeting, August 3 to 5, 2026·NYTTrump’s Tariffs on Hold as President Claims Deal With Canada Is Near·NYTThe Rising Stakes of the Global Bond Rout·BBCInflation is heating up but don't expect another crisis·BBCWhat's happening to UK interest rates and what does it mean for mortgages?·BBCWhat is happening to UK prices?·NYTThe ‘Betting Coup’ Shaking Up Horse Racing·BBCJump in energy bills drives UK inflation to highest rate for four months·
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MDL

Moldovan Leu

MDL · Moldova

38
Moderate
Risk
Historical Scores
354249Jul 2021Jul 2025Aug 2026
What does this mean for you?

The Moldovan Leu is in decent shape overall, scoring 38 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 9.3%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
7.8%
Debt / GDP
34.3%
GDP Growth
2.4%
FX Volatility
8.4
Governance
Not available
Reserves
5.4 mo
Analysis
What's working well
Government debt is low — less pressure to print money
What to watch out for
The country is spending much more abroad than it earns — relies on foreign money flowing in
Full Moldova analysis →

Savings Impact Calculator

MDL
Holding cash in MDL7.8% inflation
MDL 688−MDL 312 (31% purchasing power lost)
Your MDL 1,000 buys 31% less in 5 years
What if you invested MDL 1,000 instead? (5yr, in MDL terms)
USD-denominated assets gain an additional ~4.8%/yr from expected MDL depreciation vs USD
Hold USD Cash
MDL 1091
+MDL 91
+1.8%/yr net in MDL
S&P 500
MDL 1990
+MDL 990
range: MDL 939–MDL 3823
10% USD return + 4.8% FX · ±16% vol
Gold
MDL 1823
+MDL 823
range: MDL 551–MDL 4784
8% USD return + 4.8% FX · ±24% vol
Bitcoin
MDL 3679
+MDL 2679
range: MDL 250–MDL 21.0k
25% USD return + 4.8% FX · ±54% vol

All values in MDL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~4.8%/yr based on the inflation differential between Moldova (7.8%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how MDL ranks differently.
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