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SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·
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Philippine Peso

PHP · Philippines

32
Moderate
Risk
Historical Scores
273237Jul 2021Jul 2025Jul 2026
What does this mean for you?

The Philippine Peso is in decent shape overall, scoring 32 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 3.2%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
1.7%
Debt / GDP
43.4%
GDP Growth
4.4%
FX Volatility
23.6
Governance
-0.4
Reserves
7.3 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns
Full Philippines analysis →

Savings Impact Calculator

₱
Holding cash in PHP1.7% inflation
₱921−₱79 (8% purchasing power lost)
Your ₱1,000 buys 8% less in 5 years
What if you invested ₱1,000 instead? (5yr, in PHP terms)
Hold USD Cash
₱859
−₱141
-3.0%/yr net in PHP
S&P 500
₱1611
+₱611
range: ₱734–₱3176
10% USD return + 0.0% FX · ±16% vol
Gold
₱1469
+₱469
range: ₱418–₱4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
₱3052
+₱2052
range: ₱180–₱18.4k
25% USD return + 0.0% FX · ±54% vol

All values in PHP. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Philippines (1.7%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how PHP ranks differently.
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