News
SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·
← Back to Intelligence Dashboard
🇵🇰
₨

Pakistani Rupee

PKR · Pakistan

39
Moderate
Risk
Historical Scores
364758Jul 2021Jul 2025Jul 2026
What does this mean for you?

The Pakistani Rupee is in decent shape overall, scoring 39 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 5.0%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
3.5%
Debt / GDP
55.0%
GDP Growth
3.7%
FX Volatility
5.3
Governance
-0.7
Reserves
3.8 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Economy is growing healthily
What to watch out for
Restrictions on moving your money out of the country
Weak rule of law — harder to trust that the system will protect your money
Full Pakistan analysis →

Savings Impact Calculator

₨
Holding cash in PKR3.5% inflation
₨840−₨160 (16% purchasing power lost)
Your ₨1,000 buys 16% less in 5 years
What if you invested ₨1,000 instead? (5yr, in PKR terms)
USD-denominated assets gain an additional ~0.5%/yr from expected PKR depreciation vs USD
Hold USD Cash
₨883
−₨117
-2.5%/yr net in PKR
S&P 500
₨1651
+₨651
range: ₨755–₨3245
10% USD return + 0.5% FX · ±16% vol
Gold
₨1507
+₨507
range: ₨432–₨4091
8% USD return + 0.5% FX · ±24% vol
Bitcoin
₨3119
+₨2119
range: ₨187–₨18.7k
25% USD return + 0.5% FX · ±54% vol

All values in PKR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.5%/yr based on the inflation differential between Pakistan (3.5%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how PKR ranks differently.
Intelligence DashboardCompare currenciesBuild your model