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Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·Al JazeeraIs the US trying to force regime change in Cuba?·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·Al JazeeraIs the US trying to force regime change in Cuba?·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·
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S$

Singapore Dollar

SGD · Singapore

34
Moderate
Risk
Historical Scores
314151Jul 2021Jul 2023May 2026
What does this mean for you?

The Singapore Dollar is in decent shape overall, scoring 34 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 3.9%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
2.4%
Debt / GDP
175.6%
GDP Growth
4.4%
FX Volatility
7.2
Governance
1.8
Reserves
4.2 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Strong institutions and rule of law
Economy is growing healthily
What to watch out for
Government owes a lot (176% of what the country produces) — may need to print more money
Full Singapore analysis →

Savings Impact Calculator

S$
Holding cash in SGD2.4% inflation
S$889−S$111 (11% purchasing power lost)
Your S$1,000 buys 11% less in 5 years
What if you invested S$1,000 instead? (5yr, in SGD terms)
Hold USD Cash
S$859
−S$141
-3.0%/yr net in SGD
S&P 500
S$1611
+S$611
range: S$734–S$3176
10% USD return + 0.0% FX · ±16% vol
Gold
S$1469
+S$469
range: S$418–S$4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
S$3052
+S$2052
range: S$180–S$18.4k
25% USD return + 0.0% FX · ±54% vol

All values in SGD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Singapore (2.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how SGD ranks differently.
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