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SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·
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TJS

Tajikistani Somoni

TJS · Tajikistan

41
Moderate
Risk
Historical Scores
384653Jul 2021Jul 2025Jul 2026
What does this mean for you?

The Tajikistani Somoni is in decent shape overall, scoring 41 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 7.5%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
6.0%
Debt / GDP
79.8%
GDP Growth
8.4%
FX Volatility
15.8
Governance
-1.1
Reserves
5.7 mo
Analysis
What's working well
Economy is growing healthily
What to watch out for
Restrictions on moving your money out of the country
Banks are struggling — 14% of loans aren't being repaid
Weak rule of law — harder to trust that the system will protect your money
Full Tajikistan analysis →

Savings Impact Calculator

TJS
Holding cash in TJS6.0% inflation
TJS 747−TJS 253 (25% purchasing power lost)
Your TJS 1,000 buys 25% less in 5 years
What if you invested TJS 1,000 instead? (5yr, in TJS terms)
USD-denominated assets gain an additional ~3.0%/yr from expected TJS depreciation vs USD
Hold USD Cash
TJS 1000
+TJS 0
+0.0%/yr net in TJS
S&P 500
TJS 1843
+TJS 843
range: TJS 859–TJS 3573
10% USD return + 3.0% FX · ±16% vol
Gold
TJS 1685
+TJS 685
range: TJS 499–TJS 4485
8% USD return + 3.0% FX · ±24% vol
Bitcoin
TJS 3437
+TJS 2437
range: TJS 222–TJS 20.0k
25% USD return + 3.0% FX · ±54% vol

All values in TJS. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~3.0%/yr based on the inflation differential between Tajikistan (6.0%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how TJS ranks differently.
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