News
Economic TimesICRA sees India GDP growth at 7% in Q1 FY27·GuardianUS gas prices reach highest ever recorded for August amid stalled talks with Iran·SCMPWill Russia’s plan for overland oil route be ‘game changer’ for India’s energy security?·SCMPEU plans most far-reaching sanctions on Russia in coming months·NYTWorker Pay Isn’t Keeping Up With Inflation Once Again·NYTJuly Retail Sales Notch Biggest Drop in Over a Year·NYTAmazon and Alphabet’s Profits Reveal Circular Nature of A.I. Boom·BBCUS says dozens of countries helped China dodge Trump's tariffs·Economic TimesICRA sees India GDP growth at 7% in Q1 FY27·GuardianUS gas prices reach highest ever recorded for August amid stalled talks with Iran·SCMPWill Russia’s plan for overland oil route be ‘game changer’ for India’s energy security?·SCMPEU plans most far-reaching sanctions on Russia in coming months·NYTWorker Pay Isn’t Keeping Up With Inflation Once Again·NYTJuly Retail Sales Notch Biggest Drop in Over a Year·NYTAmazon and Alphabet’s Profits Reveal Circular Nature of A.I. Boom·BBCUS says dozens of countries helped China dodge Trump's tariffs·
← Back to Intelligence Dashboard
🇹🇯
TJS

Tajikistani Somoni

TJS · Tajikistan

40
Moderate
Risk
Historical Scores
374553Jul 2021Jul 2025Aug 2026
What does this mean for you?

The Tajikistani Somoni is in decent shape overall, scoring 40 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 7.5%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
6.0%
Debt / GDP
79.8%
GDP Growth
8.4%
FX Volatility
5.0
Governance
-1.1
Reserves
5.7 mo
Analysis
What's working well
Economy is growing healthily
What to watch out for
Restrictions on moving your money out of the country
Banks are struggling — 14% of loans aren't being repaid
Weak rule of law — harder to trust that the system will protect your money
Full Tajikistan analysis →

Savings Impact Calculator

TJS
Holding cash in TJS6.0% inflation
TJS 747−TJS 253 (25% purchasing power lost)
Your TJS 1,000 buys 25% less in 5 years
What if you invested TJS 1,000 instead? (5yr, in TJS terms)
USD-denominated assets gain an additional ~3.0%/yr from expected TJS depreciation vs USD
Hold USD Cash
TJS 1000
+TJS 0
+0.0%/yr net in TJS
S&P 500
TJS 1843
+TJS 843
range: TJS 859–TJS 3573
10% USD return + 3.0% FX · ±16% vol
Gold
TJS 1685
+TJS 685
range: TJS 499–TJS 4485
8% USD return + 3.0% FX · ±24% vol
Bitcoin
TJS 3437
+TJS 2437
range: TJS 222–TJS 20.0k
25% USD return + 3.0% FX · ±54% vol

All values in TJS. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~3.0%/yr based on the inflation differential between Tajikistan (6.0%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how TJS ranks differently.
Intelligence DashboardCompare currenciesBuild your model